Clarity and speed
in difficult situations.
When the financial burden exceeds the capacity to pay, we act.
We renegotiate conditions with financial institutions to restore the company's sustainability. We've completed more than 3 restructuring operations, including complex refinancings with multiple creditors.
- Complete debt position analysis
- Negotiation with financial institutions
- Refinancing and term extensions
- Management of haircuts and grace periods
- Coordination with legal advisors in insolvency proceedings
Debt diagnostic
Complete map of debt, maturities and real repayment capacity
Viability plan
Business plan development and restructuring proposal
Bank negotiation
Presentation to institutions and negotiation of new terms
Closing and monitoring
Agreement signing and plan compliance monitoring
72-hour diagnostic
In three days you have a complete map of the situation and an action plan. No weeks of prior analysis you can't afford.
Direct negotiation with banks
Established relationship with the main Spanish financial institutions. We speak their language and know what they accept and what they don't.
Confidentiality from first contact
Your team, partners and suppliers don't need to know you're in process. Absolute discretion is a non-negotiable condition.
When payments consume more than 30–40% of operating cash flow, when upcoming maturities can't be refinanced, or when banks are reducing exposure.
A negotiated reduction of the debt principal. It happens when the creditor's alternative — insolvency proceedings — would result in lower recovery than the out-of-court agreement.
If out-of-court negotiation fails, there's the pre-insolvency procedure (art. 583 TRLC) that grants temporary protection. Coordination with LetsLaw allows managing both paths in parallel.
Ready to take the next step?
Confidential · First conversation, no commitment